ACH

ACH

ACH is the U.S. domestic bank rail operated by Nacha. Parapay supports both ACH debits (pull) and credits (push) through the standard payment intent API. Standard ACH clears on the next business day; Same Day ACH is available with cut-off-time constraints. Return codes (NSF, account closed, authorization revoked, etc.) are surfaced through the same webhooks as authorization results. Best suited for recurring billing, higher-ticket B2B invoices and any flow where card interchange would be material.

What you can do with ACH

Use these features alongside Parapay's unified API.

RefundsPay-outPay-in

Where ACH works

Available in 1 country across 1 region.

Americas

1 country
United States

Supported currencies

Settle and report in any of the 1 currencies ACH supports.

USD